Consumer bankruptcy - A bankruptcy case filed to reduce or eliminate debts that are primarily consumer debts.⏎
Dismissal without prejudice - Court action that allows the later filing.⏎
Debtor's plan - A debtor's detailed description of how the debtor proposes to pay creditors' claims over a fixed period of time.⏎
Consumer debts - Debts incurred for personal, as opposed to business, needs.⏎
Damages - Money that a defendant pays a plaintiff in a civil case if the plaintiff has won. Damages may be compensatory (for loss or injury) or punitive (to punish and deter future misconduct).⏎