Conviction - A judgment of guilt against a criminal defendant.⏎
Consumer debts - Debts incurred for personal, as opposed to business, needs.⏎
Court reporter - A person who makes a word-for-word record of what is said in court, generally by using a stenographic machine, shorthand or audio recording, and then produces a transcript of the proceedings upon request.⏎
Due process - In criminal law, the constitutional guarantee that a defendant will receive a fair and impartial trial. In civil law, the legal rights of someone who confronts an adverse action threatening liberty or property.⏎
Debtor's plan - A debtor's detailed description of how the debtor proposes to pay creditors' claims over a fixed period of time.⏎